The $100M Reserve
Behind Every Guarantee
Our 24-hour rent guarantee is backed by an institutional-grade financial structure held at Tier-1 banks with full regulatory compliance and real-time monitoring.
Reserve Fund Architecture
Structured in three tiers to guarantee liquidity at all times — from same-day payouts to long-term capital reserves.
24-hour payouts — always available
Secondary liquidity buffer
Long-term capital buffer
Total Reserve: $100M+ — maintained at a minimum 15% ratio of total insured rent exposure
Multi-Bank Custodial Structure
Reserves are spread across Tier-1 institutions to eliminate counterparty risk, ensure redundancy, and maintain regulatory oversight.
How the 24-Hour Guarantee Works
An automated, multi-layer claims process gets funds to your account in under 24 hours.
Submit Claim
Log in to your landlord portal. Upload your lease and payment ledger.
Automated Verification
Our AI engine verifies lease authenticity, payment history, and fraud signals in minutes.
Approval
Risk Officer reviews and approves. Most claims approved in under 2 hours.
Funds Released
Payment dispatched via ACH, FedWire, or RTP. In your account within 24 hours.
Role-Based Access Control
Only authorized personnel can approve and release funds — with hardware security keys and MFA required at every level.
Bank-Grade Encryption
All financial data is secured end-to-end using standards employed by the world's largest financial institutions.
Regulatory Compliance
Audited quarterly internally and annually by Big 4 accounting firms. Fully compliant with all applicable financial regulations.
Annual independent audit of security controls
Payment card industry data security standard
Anti-money laundering & know your customer
Financial Crimes Enforcement Network registered
Real-Time Reserve Monitoring
Our treasury team monitors reserve balances, claim velocity, and liquidity ratios 24/7 with automated alerts if thresholds are approached.
- Live reserve balance dashboard
- Claim volume & payout velocity tracking
- Automated alerts below reserve thresholds
- Multi-region cloud with automatic failover
- Daily encrypted backups
- Reinsurance partners as catastrophic backstop
Real capital. Real guarantees.
Real peace of mind.
Join thousands of landlords who trust RentGuardus to guarantee their rental income — backed by institutional financial infrastructure.